Welcome to a better
lending experience

How much money are you looking to borrow?

Estimating your payment won’t affect your credit score

BHG Money offers business and consumer loan solutions. Below are features of our business loans.

How it works

Apply for BHG Money Loan

Streamlined Application

Get started online or apply
over the phone with no
cost or commitment.

BHG Money Approval Process

Quick Approval

Submit minimal documentation and
you may be approved in as
little as 24 hours.3

BHG Money Fund Deposit

Fast Funding

Review your terms and receive your
funds via wire transfer in as
few as 3 days.3

Industry-leading business loan features

We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.

  • Extended repayment terms — up to 12 years1
  • Large loan amounts — up to $500,000
  • Affordably low monthly payments
  • May be approved in as little as 24 hours
  • Funding in as few as 3 days
  • Premium service 7 days a week
  • No personal collateral required
  • No impact on credit score to apply

Integrity in everything we do

Since 2001, we’ve been dedicated to serving our customers with the most innovative financial solutions — funding over $12 billion in loan solutions. As we look to the future, we’ll never stop asking: How can we help you next?


This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only. Your actual loan size, APR, loan term, and monthly payment amount may vary based on your individual credit profile and other information provided in your loan application. Annual percentage rates (APRs) for BHG Money commercial loans range from 6.99% to 26.49%, with terms from 3 to 12 years.

1Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence. Call 866-297-4311 for complete program details.

2BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.

3There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.

Commercial Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,633.

For California Residents: BHG Money l loans made or arranged pursuant to a California Financing Law license - Number 603G493.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.