Business Loans

Tailored commercial financing with amounts up to $500K1,2 and flexible terms of up to 12 years1

Business Loans


Debt consolidation loan

Turn business debts into one fixed and affordable monthly payment

Existing business investment loan

Upgrade and expand your current business to increase your bottom line

New business opportunity loan

Buy into a business or develop passive income opportunities

Working capital loan

Boost your liquidity to finance all of your business needs and initiatives 

Personal Loans

Customized consumer financing with amounts up to $200K1 and flexible terms of up to 10 years1

Personal Loans


Debt consolidation

Turn personal debts into one fixed and affordable monthly payment

Home improvement

Remodel your kitchen and bath, add a pool, or make other upgrades to your space

Other ways to use your funds

Pursue multiple goals with one comprehensive financial solution 

BUSINESS LOANS

Uniquely crafted for your goals

Get customized financing up to $500,0001,2 with flexible terms.

How much are you looking to finance?
Please enter a value between $20,000 - $500,000

No application fees, commitment, or impact on personal credit to view your estimate.

BHG Loans
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BUSINESS LOAN FEATURES

Premium financing for elite professionals

We offer a unique combination of large loan amounts and extended repayment terms1, providing you with affordable monthly payments. You’ll also experience a simplified lending process with dedicated concierge service.

 

Loans up to $500,000
Flexible terms of up to 12 years1
Approval in as little as 24 hours3
US-based concierge service
No impact on your credit score for applying
No personal collateral, business plan, or pro forma required

Choose the solution that’s right for you

We understand that success means different things to different people. 
You can count on us to craft a loan that serves your unique needs.

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Consolidate debt

Pay off business debt and boost your buying power with affordable monthly repayment options.

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Invest in your business

Upgrade your operations, expand your workspace, or add new services to your offering.

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Establish new income streams

Acquire a business, buy out a partner, or generate passive income with a side business.

 

MEDICAL PRACTICE LOANS

Acquire, develop, or expand a practice

Since 2001, our team has been helping doctors, dentists, and veterinarians grow with highly specialized commercial financing.

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A SIMPLIFIED PROCESS

Lending designed around you

As a hardworking professional, your time is valuable. 
We've streamlined the funding process to provide you with a frictionless experience.

3 steps

1. Get Started

Our dedicated team will guide you through the process and help you submit any necessary documents.

2. Review your file

We’ll review your qualifications and check your credit, but don’t worry—applying won’t affect your credit score.3

3. Receive your funds

If approved, we’ll make sure your custom loan solution meets your needs and gets funded promptly.

 

BHG Money creates financial solutions tailored to the unique needs of the country’s top professionals, providing a lending experience built on premium concierge service.

$15B+

Loans funded

A+ Rating

BBB

150K+

Customers

Consider us your trusted financial partner

We're commited to serving the needs of our borrowers. 

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LEARN MORE

Business loans frequently asked questions

BHG considers you based on the credit and income you provide at the time of your loan application and approval.

Important note: If your employment or income status changes after you receive a loan, you’re still obligated to pay it back based on the existing loan terms. We strongly advise against using a BHG loan to leave your current employment to begin a start-up.

No. Applying for our business loans will not impact your personal credit. We only perform a soft pull of your credit when you apply, so your score will remain intact. After you’re funded, your BHG Money business loan will not be reported to the credit bureaus. However, if your account becomes delinquent, we can report the delinquent trade line to the bureaus.     

No, we evaluate both personal and business income, among other factors, to make a loan decision.

No, there is no minimum requirement.

The interest rate is fixed.

The typical BHG business loan customer earns an annual income of $157K/year, has a 731 FICO Score, and has been in business for an average of 20 years.

BHG Money does not charge pre-closing costs. 

BHG business loans are secured loans, but they are not secured against personal real estate. For commercial loans, BHG Money files a lien on the business via a Uniform Commercial Code (UCC) filing.    

View your estimate

There is no cost, commitment, or impact on your credit score to see your estimate.

¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.

² BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.

³ This is not a guaranteed offer of credit and is subject to credit approval.

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

For California Residents: BHG Money loans made or arranged pursuant to a California Financing Law license - Number 603G493.

IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.