Business Loans

Tailored commercial financing with amounts up to $500K1,2 and flexible terms of up to 12 years1

Business Loans

Debt consolidation loan

Turn business debts into one fixed and affordable monthly payment

Existing business investment loan

Upgrade and expand your current business to increase your bottom line

New business opportunity loan

Buy into a business or develop passive income opportunities

Working capital loan

Boost your liquidity to finance all of your business needs and initiatives 

Personal Loans

Customized consumer financing with amounts up to $200K1 and flexible terms of up to 10 years1

Personal Loans

Debt consolidation

Turn personal debts into one fixed and affordable monthly payment

Home improvement

Remodel your kitchen and bath, add a pool, or make other upgrades to your space

Other ways to use your funds

Pursue multiple goals with one comprehensive financial solution 


Premium financing for your practice

Take advantage of financial solutions designed specifically for healthcare providers.

How much are you looking to finance?
Please enter a value between $20,000 - $500,000

No application fees, commitment, or impact on personal credit to view your estimate.

BHG Loans

The BHG Money difference:

Large loans

Up to $500K1,2

Low payments

Up to 12 years1

Concierge service

7 days a week


Financing to support
every stage of your success

With decades of experience funding doctors, dentists, and veterinarians,
you can rely on us to provide you with the best solution.

Develop practice

Enhance your practice

Boost your cash flow to stay competitive in your market. Buy new equipment, upgrade facilities, and elevate patient experience.

Expand practice

Expand your practice

Increase your client base and boost revenue by expanding beyond your current location.

Acquire practice

Acquire a practice

Buy out a partner provider, buy into a group, or get financing to cover multiple practices.


Lending designed around you

As a hardworking medical professional, your time is valuable. 
We've streamlined the funding process to provide you with a frictionless experience.

medpractice_3 steps

1. Get Started

Our dedicated team will guide you through the process and help you submit any necessary documents.

2. Review your file

We’ll review your qualifications and check your credit, but don’t worry—applying won’t affect your credit score.3

3. Receive your funds

If approved, we’ll make sure your custom loan solution meets your needs and gets funded promptly.


From our founding as Bankers Healthcare Group in 2001 to now, we remain committed to providing high-quality loan solutions to physicians, dentists, and veterinarians like you.


Med loans funded

A+ Rating



Med pros funded

Consider us your trusted financial partner

We're commited to serving the needs of our borrowers. 


FAQs: Medical Practice Loans

Generally, Medical Practice Loans can be used to cover practice development (i.e., purchasing medical equipment and technology), expansion (i.e., purchasing an adjacent unit or expanding to a new location), and acquisition (i.e., group buy-in or partner buyout). 

No. Applying for our Medical Practice Loan will not impact your personal credit. We only perform a soft pull of your credit when you apply, so your score will remain intact. After you’re funded, your BHG Money Medical Practice Loan will not be reported to the credit bureaus. However, if your account becomes delinquent, we can report the delinquent trade line to the bureaus.

A Medical Practice Loan is a loan that meets the financing needs of various established healthcare providers, including doctors, veterinarians, dentists, and more. 

With a Medical Practice Loan, you’re able to purchase or replace various types of equipment, including but not limited to:

  • X-ray imaging equipment  
  • Exam tables and patient chairs  
  • Diagnostic and surgical equipment   

Whatever your practice needs to thrive, you can depend on our financing to support your success.

Medical Practice Loans can be customized to fit your financing needs. BHG Money offers flexible repayment terms of up to 12 years, which can significantly lower your monthly payments and boost your cash flow. Visit our Payment Estimator to see how low your monthly payment could be in as few as 30 seconds.

Yes, total debt including student loans are factors in credit decisions.

Yes, we require that you have an active medical license to receive funding. 

This is a commercial loan. It’s meant solely for business purposes—particularly the business needs of the medical community. This includes doctors, dentists, veterinarians, and more. 

A personal loan is intended for personal use, such as consolidating personal debt or improving a home.

Note: You can take out a business loan from BHG Money even if you do not currently own a business. So long as your use of funds is commercial in nature, for example, pursuing a passive income opportunity alongside your medical position, business financing is a viable option.

BHG considers you based on the credit and income you provide at the time of your loan application and approval.

Important note: If your employment or income status changes after you receive a loan, you’re still obligated to pay it back based on the existing loan terms.

No, we evaluate both personal and business income, among other factors, to make a loan decision.

No, there is no minimum requirement.

Our Medical Practice Loan is a secured loan. For commercial loans, BHG Money files a lien on the business via a Uniform Commercial Code (UCC) filing.  

The interest rate is fixed.  

The typical BHG Medical Practice Loan customer earns an annual income of $366K/year, has a 738 FICO Score, and has been practicing for an average of 22 years.

View your estimate

There is no cost, commitment, or impact on your credit score to see your estimate.

¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence. Call for complete program details.

² BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

For California Residents: BHG Money loans made or arranged pursuant to a California Financing Law license - Number 603G493.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.