Business Loans

Tailored commercial financing with amounts up to $500K1,2 and flexible terms of up to 12 years1

Business Loans


Debt consolidation loan

Turn business debts into one fixed and affordable monthly payment

Existing business investment loan

Upgrade and expand your current business to increase your bottom line

New business opportunity loan

Buy into a business or develop passive income opportunities

Working capital loan

Boost your liquidity to finance all of your business needs and initiatives 

Personal Loans

Customized consumer financing with amounts up to $200K1 and flexible terms of up to 10 years1

Personal Loans


Debt consolidation

Turn personal debts into one fixed and affordable monthly payment

Home improvement

Remodel your kitchen and bath, add a pool, or make other upgrades to your space

Other ways to use your funds

Pursue multiple goals with one comprehensive financial solution 

NEW BUSINESS OPPORTUNITY LOANS

Establish additional streams of revenue

Our loans allow you to reap the rewards of profitable ventures without dipping into your savings.

How much are you looking to finance?
Please enter a value between $20,000 - $500,000

No application fees, commitment, or impact on personal credit to view your estimate.

BHG Loans
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The BHG Money difference:

Large loans

Up to $500K1,2

Low payments

Up to 12 years1

Concierge service

7 days a week

WAYS TO USE YOUR LOAN

Strengthen your finances and secure your legacy

With large amounts and low payments, a loan from BHG Money makes it easy to capitalize on current opportunities and build for the future.

 

Buy into an existing business

You can use our premium financial solutions to buy out a partner, buy into a group, or acquire another company.

Explore passive income opportunities

Our financing lets you test the earning capacity of exciting new ideas while still maintaining the security of your day job.

A SIMPLIFIED PROCESS

Lending designed around you

As a hardworking professional, your time is valuable. 
We've streamlined the funding process to provide you with a frictionless experience.

3 steps

1. Get Started

Our dedicated team will guide you through the process and help you submit any necessary documents.

2. Review your file

We’ll review your qualifications and check your credit, but don’t worry—applying won’t affect your credit score.3

3. Receive your funds

If approved, we’ll make sure your custom loan solution meets your needs and gets funded promptly.

 

BHG Money creates financial solutions tailored to the unique needs of the country’s top professionals, providing a lending experience built on premium concierge service.

$15B+

Loans funded

A+ Rating

BBB

130K+

Customers

Consider us your trusted financial partner

We're commited to serving the needs of our borrowers. 

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FAQs: New Business Opportunity Loans

This is a business loan from BHG Money used to take advantage of new opportunities—like acquiring an existing business or exploring passive income ventures. It should supplement the earnings from your current position. 

  1. Fill out an application. You can apply online in minutes or call us directly to speak with a loan specialist.
  2. We’ll gather the necessary documentation for you. This may include income verification documents such as tax returns and bank statements. If anything else is needed to process your application, we’ll reach out to work with you.
  3. After we’ve received all the necessary information and documents, our team will review your qualifications and notify you promptly regarding approval.

BHG Money does not charge pre-closing costs. 

A Business Acquisition Loan is when a lender provides a company or investor with partial or full funding to acquire a business. 

No. A Business Acquisition Loan is not the same as a bridge loan. A bridge loan is a short-term loan that gives you enough money to close a deal while you wait for a traditional business loan to come through. A business loan provides you with the financing you need to complete the purchase.  

No. Applying for our business loans will not impact your personal credit. We only perform a soft pull of your credit when you apply, so your score will remain intact. After you’re funded, your BHG Money business loan will not be reported to the credit bureaus. However, if your account becomes delinquent, we can report the delinquent trade line to the bureaus.

Yes. With a New Business Opportunity Loan, you can fully or partially cover the cost of a business acquisition.

Each lender has a different policy. At BHG Money, so long as you use our business financing for commercial purposes, you’re covered. 

This is a commercial loan. A commercial loan (or business loan) is intended for business use, such as consolidating business debt, upgrading equipment or technology, or expanding to a new location.

A personal loan is intended for personal use, such as consolidating personal debt or improving a home.  

Note: You can take out a business loan from BHG Money even if you do not currently own a business. So long as your use of funds is commercial in nature, for example, pursuing a passive income opportunity alongside your day job, business financing is a viable option.

BHG considers you based on the credit and income you provide at the time of the loan application and approval.

Important note: If your employment or income status changes after you receive a loan, you’re still obligated to pay it back based on the existing loan terms. We strongly advise against using a BHG loan to leave your current employment to begin a start-up.

No, we evaluate a combination of both personal and business income, among other factors, to make a loan decision.

No, there is no minimum requirement. 


The New Business Opportunity Loan is a secured loan. For commercial loans, BHG Money files a lien on the business via a Uniform Commercial Code (UCC) filing. 

The interest rate is fixed.

The typical BHG New Business Opportunity Loan customer earns an annual income of $150K/year and has a 746 FICO Score.

View your estimate

There is no cost, commitment, or impact on your credit score to see your estimate.

¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence. Call for complete program details.

² BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

For California Residents: BHG Money loans made or arranged pursuant to a California Financing Law license - Number 603G493.

IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.