Business Loans

Tailored commercial financing with amounts up to $500K1,2 and flexible terms of up to 12 years1

Business Loans


Debt consolidation loan

Turn business debts into one fixed and affordable monthly payment

Existing business investment loan

Upgrade and expand your current business to increase your bottom line

New business opportunity loan

Buy into a business or develop passive income opportunities

Working capital loan

Boost your liquidity to finance all of your business needs and initiatives 

Personal Loans

Customized consumer financing with amounts up to $200K1 and flexible terms of up to 10 years1

Personal Loans


Debt consolidation

Turn personal debts into one fixed and affordable monthly payment

Home improvement

Remodel your kitchen and bath, add a pool, or make other upgrades to your space

Other ways to use your funds

Pursue multiple goals with one comprehensive financial solution 

April 4, 2022

1 non-negotiable when choosing a lender for your personal loan

Something not to give up when choosing a personal loan lender

It can take some lenders weeks to review a loan application, negotiate the terms of approval, and have the money transferred into your account. Each day spent waiting for your application to be processed, a credit decision to be reached, and funds to be allotted represents a substantial opportunity cost for you.

That’s why one of the first questions you should always ask a lender before you take out a personal loan is, “How long does your process typically take?”

Whether you’re consolidating personal debt or looking to improve your home,¹ cover unplanned expenses, or make personal investments to build your wealth, speed should be one of the first factors you vet for when considering a loan.

Not only is a fast-paced process the sign of a lender with real expertise, but it’s also critical to helping you minimize opportunity cost and should be considered a non-negotiable.

Why speed matters during the loan process

Lenders should act with speed and transparency at all stages of the lending process. The right financial partner works quickly on your behalf. Here’s how:

During the application process

Often, the fastest lenders can operate at high speeds because they specialize in lending to people with a similar profession or financial profile to you. This expedites the application process because they understand the unique challenges, workflows, and nuances of your profession. By customizing the process to fit your profile, lenders can streamline your application, saving you time by minimizing effort on your end.

From approval to funding

Beyond the application lies a review and approval process, and every day a lender spends working behind the scenes is another day you don’t have the funds you need to accomplish your goals or cover your personal expenses. Lenders who leverage innovative technology, backed by a team of financing specialists available around the clock, can help you get the funding you need on your time.

Choosing a financial partner to help you get access to the funds you need isn’t a decision made lightly. Lenders who are focused on your best interests, and prioritize speed throughout the lending process, will help you take control of your finances faster to quickly achieve your financial goals.

At BHG Money, we can fund your personal goals in as few as 5 days,* with approval in as little as 24 hours.* We provide loan amounts up to $200,000* with extended terms*, giving you affordably low monthly payments.

Learn more by calling our team at 866-280-5476 or try our free Payment Estimator below to see how low your monthly payment could be.

*Terms subject to credit approval upon completion of application. Loan sizes and interest rates vary and are determined by applicant’s credit profile. Call for complete program details. For California residents: Consumer and commercial loans are made or arranged pursuant to the California Financing Law, License No. 603-G493.

¹Loans funded by Pinnacle Bank, a Tennessee bank. Member FDIC. Equal Housing Lender